New to the UK
9 guides.
- New to the UKGetting a Credit Card When You’re New to the UKA strong credit record abroad does not automatically carry over to the UK. What UK card lenders look at, how to check your UK credit reports, how eligibility checkers work, and when overseas credit information can be considered.
- New to the UKUK Household Bills Explained for Newcomers: What You Pay, Who You Pay and What Is CompulsoryThe bills a UK home comes with, which are compulsory and which are a choice, who sends each one, how they are usually paid, and the parts that surprise people who have just arrived.
- New to the UKBuilding a UK Credit History From Scratch: What Counts, What Helps and What to AvoidWhy newcomers start with a thin UK credit file, the three credit reference agencies, the everyday things that build a record, and the mistakes that set it back.
- New to the UKYour First UK Payslip: Tax Code, National Insurance and What the Deductions MeanReading a UK payslip for the first time: gross and net pay, how PAYE and your tax code work, National Insurance, workplace pension and student loan deductions, and what to check when you start a new job.
- New to the UKOpening a UK Bank Account When You Have Just Arrived: What You Need and What to Do Without Proof of AddressWhat UK banks ask for when you open an account, how to prove your identity and immigration status, what to do if you have no proof of address yet, and what a basic bank account is.
New to the UKNew to the UK? Here Are 15 Things You Should Do in Your First 30 DaysMoving to the UK is exciting, but it can also feel overwhelming.- New to the UKMoving to a New Home in the UK? Here Are the Services Most People Forget to CompareThe services people forget when moving home in the UK, and what to check for each: broadband, SIM, energy, car and home insurance, and the property costs around a tenancy.
- New to the UKHow to Save Money on Internet, Energy, and Mobile Bills in the UK as a NewcomerThree bills every newcomer to the UK sets up in the first weeks, and how to avoid overpaying on each: broadband speed, energy tariff type, SIM only, and the price later in the contract.
- New to the UK5 Costly Mistakes Newcomers Make in the UK (And How to Avoid Them)Five mistakes that cost newcomers money in the UK, from signing on a headline price to losing track of contract end dates, and how to avoid each one.