New to the UK
Moving to a New Home in the UK? Here Are the Services Most People Forget to Compare
A move changes more than the address: broadband, energy, a phone plan, home and car insurance, council tax and water all need setting up or updating. Start with the new postcode, then take each one in the order it is needed.
- Broadband takes longest to arrange
- Energy starts on a default rate
- Insurers need the new address
Start with the new postcode. No account needed to begin. Plans from the providers Wisemium works with, for the new postcode.
Your move
- Broadband
- Ordered early
- Energy
- Meter readings on the day
- Insurance
- New address given
Example. Your own details appear once you add them.
What a move touches
Before
Takes time to arrange
- Broadband at the new address
- Home or contents insurance from the move date
- Car insurance: the new address
On the day
Readings and dates
- Energy meter readings at both homes
- Water: tell both suppliers
- Council tax: tell both councils
After
Keep it together
- A SIM or plan that fits the new home
- Each new contract with its end date
The full guide
Moving into a new home in the UK can be exciting, but it gets expensive and stressful quickly. Whether you are a new arrival, a student, renting your first flat, buying your first home or relocating with family, several services are easy to forget until the first bill lands.
Broadband is usually the first thing you need
Reliable internet matters for remote work, streaming, study and calls home. Compare speed, contract length, setup fees, installation time and, above all, availability at the new address. Wisemium lists broadband from a number of providers and shows each package with speed, term, setup cost and any stated future price; it does not list every provider in the UK.
SIM only plans for new arrivals
Many people arriving in the UK need an affordable mobile plan immediately. A SIM only plan on the phone you already own avoids a long handset contract, and choosing the right one reduces roaming and international calling costs. Wisemium lists SIM plans from several providers and shows data, price and term for each.
Energy at the new property
Gas and electricity, standing charges, and fixed versus variable tariffs confuse many people in a new home. Renters can often choose their supplier too. Wisemium does not list energy tariffs; add your bill and it keeps the tariff and end date on record, and takes you through its energy partner journey when there is something to act on.
Car insurance
If you buy a car, insurance is often a bigger cost than expected, especially for new arrivals, younger drivers and students. Understand the cover level, the excess and the policy terms before you buy. Wisemium keeps your policy and renewal date on record and shows it as needing attention before it renews; quotes come from FCA authorised providers, not from Wisemium.
Home and contents insurance
Contents cover for renters, buildings and contents for owners, and landlord insurance for landlords are often left until after the move. Wisemium organises the policy and its renewal date and hands you to an approved partner when it is time to look.
Costs around the tenancy
Deposits, council tax, broadband setup, utilities and moving costs arrive together. Knowing what each is and when it is due is half the battle.
Where Wisemium fits
Wisemium is an Intelligent Financial Manager. Start with the postcode of the new address and it sets your household up around it: each responsibility in one place, each contract end date and renewal on record, and a clear view of what needs attention now and what does not. Where there is something to act on, it shows the options it lists or hands you to a relevant partner.
Start with the postcode of the address and Wisemium sets your household up around it. Nothing here needs a document in hand.
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