Car insurance
Keep your cover organised, know when it needs attention, and get quotes when you’re ready.
Wisemium keeps your car insurance alongside your other vehicle responsibilities, so you can see the renewal date, understand what needs attention and take the next step in one place.
Quotes come from an FCA-authorised comparison service, not from Wisemium. Wisemium does not give insurance advice.
Your car insurance at a glance
- Insurer
- From your policy
- Premium
- From your policy
- Policy start
- From your policy
- Renewal date
- Shown before it arrives
- Vehicle
- As you confirm it
Example. Your own details appear once you add them.
Your car insurance year
Policy active
Kept on record
The insurer, premium, start date and renewal date, as you confirm them.
Renewal approaching
Shown as needing attention
The renewal notice usually arrives two to four weeks before the date, with last year’s price beside the new one.
Review cover
Check what has changed
Address, mileage, job, drivers, claims and use. The cover level and excess, not only the price.
Get quotes if needed
Compare with a provider
Quotezone, an FCA-authorised comparison service, shows the options available to you.
Confirm your policy
Save the outcome
Renewed or new, add the policy so the new premium and renewal date are on record.
Continue
Kept for next year
Wisemium keeps the date, so next year’s renewal arrives as something you expected.
What you need for a car insurance quote
0 of 11 done
The car
You and your driving
Your current policy
Anyone else who drives
Nothing you tick here is saved. Add your policy to Wisemium and its renewal date is kept with it.
It renews unless you act
Most UK car insurance renews automatically. If you choose another policy, cancel the renewal before the date.
The cover levels
Third party only, third party fire and theft, and comprehensive. The policy document states what a particular policy covers and excludes.
Tell your insurer about changes
A new address, a new job, extra drivers or modifications can change the price, and an undisclosed change can affect a claim.
Renewal price rules
Since January 2022 an insurer cannot quote you more to renew than it would quote a new customer for the same cover through the same channel.
Common questions
- Does Wisemium sell car insurance?
- No. Wisemium keeps your policy and its renewal date on record. Quotes come from Quotezone, an FCA-authorised comparison service, and the policy is with the insurer you choose.
- When should I look at my renewal?
- When the renewal notice arrives, usually two to four weeks before the date. It shows last year’s price beside the new one.
- Will Wisemium tell me when my renewal is due?
- The renewal date is shown in Wisemium as needing attention before it arrives. Wisemium does not send renewal messages yet.