Travel insurance
Buy it when you book, choose the cover that fits how you travel, and keep the policy dates in view.
An annual policy renews like any other bill, and a single-trip policy has an end date. Wisemium keeps either with the rest of your household costs, so the next trip starts with cover you know you have.
Quotes come from an FCA-authorised comparison service, not from Wisemium. Wisemium does not give insurance advice.
Your travel insurance at a glance
- Type
- Single-trip or annual
- Region
- From your policy
- Medical conditions
- Declared
- Policy end
- Shown before it arrives
Example. Your own details appear once you add them.
Where are you with your travel insurance?
I travel several times a year
An annual policy can cover every trip, up to a maximum length each.
Single-trip or annualI already have cover
Add the policy and its end date, and check it covers the whole family.
Add my travel insuranceTravel insurance around a trip
When you book
Buy the cover
Cancellation cover starts from the day you buy, so buying early protects the booking.
Before you buy
Declare medical conditions
Every traveller’s, as the policy asks. An undeclared condition can mean a claim is refused.
Before you go
Check the details
The region, the trip dates or per-trip limit, and any activities you plan.
While you travel
Keep the policy to hand
The emergency number and policy number, with your GHIC for Europe.
Annual policy
It renews each year
Keep the renewal date on record, and check your health declarations are still right.
What you need for a travel insurance quote
0 of 6 done
The trip
The travellers
Nothing you tick here is saved. Add your policy to Wisemium and its dates are kept with it.
A GHIC is not travel insurance
A UK Global Health Insurance Card gives state healthcare in the EU on the same terms as residents. It does not pay to bring you home, for private treatment or for a cancelled trip.
Buy when you book
Cancellation cover applies from the day you buy the policy. Buying just before you leave leaves the booking unprotected until then.
Single-trip or annual
Several trips a year often suit an annual policy; one long trip often suits single-trip cover. An annual policy limits the length of each trip.
Common questions
- Does Wisemium sell travel insurance?
- No. Wisemium keeps your policy and its dates on record. Quotes come from Quotezone, an FCA-authorised comparison service, and the policy is with the insurer you choose.
- When should I buy travel insurance?
- When you book the trip, so cancellation cover starts straight away.
- Do I need to declare medical conditions?
- Yes, as the insurer asks, for every traveller. An undeclared condition can mean a claim is refused.
