Pet insurance
Know which kind of cover your pet has, what a renewal changes, and get quotes when you’re ready.
Pet insurance renews every year and the price usually rises as your pet gets older. Wisemium keeps the policy and its renewal date with your other household costs, so the renewal is a decision rather than a surprise.
Quotes come from an FCA-authorised comparison service, not from Wisemium. Wisemium does not give insurance advice.
Your pet insurance at a glance
- Policy type
- From your policy
- Vet fees limit
- From your policy
- Excess
- From your policy
- Renewal date
- Shown before it arrives
Example. Your own details appear once you add them.
Where are you with your pet insurance?
I have a new pet
Choose the type of cover first: it decides what happens to a long-term condition.
The four typesMy renewal price has risen
Check what switching would mean for any existing conditions before you move.
Before you switchYour pet insurance year
Policy active
Kept on record
The type, the vet fees limit, the excess and the renewal date, as you confirm them.
Renewal approaching
The notice arrives
Prices usually rise with age, and a claim in the year can change the terms.
Review cover
Check the limits
Is the vet fees limit still enough? Has a co-payment started for an older pet?
Get quotes if needed
Compare with a provider
Quotezone, an FCA-authorised comparison service, shows the options available to you.
Confirm your policy
Save the outcome
Add the policy you chose, so the new premium and renewal date are on record.
Continue
Kept for next year
The date stays on record, year after year.
What you need for a pet insurance quote
0 of 5 done
Your pet
Its health
Nothing you tick here is saved. Add your policy to Wisemium and its renewal date is kept with it.
The four types
Accident only; time-limited, which pays for a condition for a set period, often 12 months; maximum benefit, which pays up to a limit per condition; and lifetime, which renews a yearly vet fees limit while the policy continues.
Pre-existing conditions
Most policies exclude conditions your pet had before the cover started. Moving to a new insurer can make a condition treated under the old policy pre-existing for the new one.
Older pets
Premiums usually rise with age, and many policies add a co-payment, a share of each claim you pay, once a pet reaches a set age.
Common questions
- Does Wisemium sell pet insurance?
- No. Wisemium keeps your policy and its renewal date on record. Quotes come from Quotezone, an FCA-authorised comparison service, and the policy is with the insurer you choose.
- Can I switch pet insurer if my pet has a condition?
- You can, but the new insurer will usually treat the condition as pre-existing and exclude it. Check before you switch.
- Will Wisemium tell me when my renewal is due?
- The renewal date is shown in Wisemium as needing attention before it arrives. Wisemium does not send renewal messages yet.